Many modern malpractice insurance policies include telemedicine coverage, but healthcare providers should confirm that their professional liability insurance specifically covers virtual consultations and remote patient care.
Created by experts who have worked directly in aesthetics and wellness, we understand the unique risks providers face. We built a modern insurance platform that makes it simple to get covered, stay compliant, and manage costs.
Malpractice Insurance Co. was built to make insurance clear, fast, and affordable for the modern provider. Whether you’re opening a med spa, running a wellness clinic, or practicing medicine, we’ve designed coverage around your needs.
Unlike big national insurers, we’re providers ourselves. Our team comes from medical aesthetics, wellness, and med spa operations. We saw firsthand how frustrating and expensive it was to get malpractice insurance — endless forms, confusing coverage, and slow responses.
Get options in minutes, not weeks
no big upfront bill
stop working uninsured
our team understands NPs, PAs, RNs, MDs, dentists, and med spas
we help ensure your coverage aligns with your state’s requirements.
no confusion, no guesswork.
We specialize in malpractice coverage for:
med spas, primary care, IV therapy
independent and collaborative
injectors, infusions, wellness care
family practice, OB-GYN, dermatology, surgery
malpractice coverage for claims of negligence or patient injury
slip-and-fall + property damage coverage
HIPAA breach & ransomware protection
required in most states for staff
bundle & save
for high-risk specialties like OB-GYN & surgery
malpractice coverage for claims of negligence or patient injury
we shop top carriers
many policies start same-day
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– Sarah M., NP, Dallas, TX
– Jason P., RN, Miami, FL
– Dr. Anthony L., Dentist, Phoenix, AZ
It protects against patient claims of negligence, mistakes, or injuries tied to your professional care.
Malpractice insurance is recommended for doctors, nurse practitioners, physician assistants, dentists, therapists, and other healthcare professionals who provide patient care and want protection against claims of medical negligence, treatment errors, or professional liability.
The cost of malpractice insurance varies depending on specialty, location, experience, and coverage limits, but many healthcare professionals pay anywhere from a few hundred to several thousand dollars per year for reliable medical malpractice coverage.
Malpractice insurance is not legally required in every state, but many hospitals, healthcare employers, and licensing boards require medical professionals to carry professional liability insurance to practice or maintain privileges.
Malpractice insurance protects healthcare providers from claims related to medical negligence or treatment errors, while general liability insurance covers non-medical risks such as property damage, advertising injury, or slip-and-fall accidents in a medical office.
Many malpractice insurance providers offer flexible monthly payment plans that allow healthcare professionals to maintain continuous professional liability coverage without paying the entire premium upfront.
Depending on the insurer and application process, healthcare professionals can often obtain malpractice insurance coverage within 24 hours to a few days after submitting the required information.
Yes, supervising physicians often need their own malpractice insurance because they can still be held legally responsible for the clinical decisions or actions of the healthcare professionals they oversee.
If malpractice insurance policies are not properly coordinated during the transition, switching insurers can create coverage gaps, which is why many providers use tail coverage or prior acts coverage to maintain continuous protection.
Many modern malpractice insurance policies include telemedicine coverage, but healthcare providers should confirm that their professional liability insurance specifically covers virtual consultations and remote patient care.
“We started Malpractice Insurance Co. after struggling ourselves to get coverage for our med spa and wellness clinics. Too many providers were overpaying or confused by complex policies. Our mission is simple: protect your license with affordable, clear insurance.”
At Malpractice Insurance Co., we provide professional liability coverage for nearly every type of licensed healthcare professional in the United States. Whether you work in direct patient care, aesthetics, therapy, or allied health, we make it fast and simple to get the protection your license deserves.
Browse malpractice insurance options by profession below — each link takes you to a dedicated page with details, pricing, and coverage insights for your role.
Can’t find your title? We insure over 200 healthcare specialties, including: Academic Language Therapists, Art Therapists, Athletic Trainers, Behavioral Specialists, Counselors, Estheticians, Medical Technologists, Perfusionists, Radiologic Technicians, Sleep Technologists, and many more.
